Debit Card vs Credit Card: क्या है फर्क?

डेबिट कार्ड, जिसे हम 'प्लास्टिक कैश' कहते हैं, बैंक अकाउंट से जुड़े होते हैं। इसका इस्तेमाल आपके खाते में उपलब्ध राशि से ही खर्च करने के लिए किया जाता है

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क्रेडिट कार्ड पहले खरीदारी करने की सुविधा देता है,और बाद में पैसे को चुकाने का समय मिलता है।यह बैंक से उधारी के रूप में होता है, जो एक निर्धारित सीमा तक होता है।

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डेबिट कार्ड: सिर्फ अकाउंट में मौजूद राशि खर्च कर सकते हैं।

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क्रेडिट कार्ड: क्रेडिट लिमिट के तहत खर्च कर सकते हैं।डेबिट कार्ड: क्रेडिट स्कोर पर कोई असर नहीं डालता।क्रेडिट कार्ड: इसका उपयोग क्रेडिट स्कोर को प्रभावित करता है।

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